Sometimes your the windshield, sometimes your the bug

Discussion in 'General Motoring' started by Sid, Apr 22, 2006.

  1. Sid

    Sid Guest

    About a year and a half ago, I made a deal with my daughter that I would
    sell her my 2002 Civic LX for a good price in 2006 (which gets 39 mpg) and I
    would buy a new Civic. Well, I did sell her my 2002 this year as planned
    and in the meantime the 2006 civic has won all sorts of awards as "car of
    the year" and gasoline is approaching $3 per gal. So of course, Civics are
    going for a premium now. Here in Central Texas they are getting MSRP, which
    sucks eggs big time. I don't mind paying for value, but I hate to get
    ripped off.

    Thus, as the subject of this post indicates, I feel more like the bug than
    the windshield.

    Are Civics selling for MSRP where you are? Do you think these prices will
    continue for a while? Or do you think they will start selling closer to
    invoice as we near the end of the model year?

    In the meantime I am in a holding pattern, driving my 91 Isuzu pickup (27
    mpg) and riding my bicycle to work 2 or 3 times a week.

    Sid, Apr 22, 2006
  2. Sid

    Domestos Guest

    .... and gasoline is approaching $3 per gal....

    You lucky gits !

    Start thinking about when your gas starts costing you about $6.35 per US gal
    and you have it as bad as the UK !!!

    It costs me around $70 (£40) to fill up my UK civic which is 39mpg same as
    yours and i get about 280-300 miles out of that tank !!!

    Domestos, Apr 22, 2006
  3. Sid

    Bob Jones Guest

    But don't you guys get pay by pounds not dollars?
    Bob Jones, Apr 22, 2006
  4. Sid

    Domestos Guest

    of course we do - but you need to look at relative job salaries between the
    two countries for that to have an affect...
    Domestos, Apr 22, 2006
  5. Sid

    SoCalMike Guest

    do you belong to sams club, AAA, or costco? if so, check out their auto
    buying program. you SHOULD be able to do better than MSRP.
    theyre brand spankin new this year, so expect the hubbub to die down
    this fall.
    anything beats a car payment.
    SoCalMike, Apr 23, 2006
  6. Sid

    SoCalMike Guest

    if we could get universal health care here, id be willing to pay $6/gal.

    and thats speaking as someone that already has pretty damn good health
    care through my employer. it would be a step down for me, but id take it.
    SoCalMike, Apr 23, 2006
  7. Sid

    DervMan Guest

    Most of feel that way too.
    DervMan, Apr 23, 2006
  8. Sid

    Domestos Guest

    It really is swings an roundabouts...

    We pay for our health care through national insurance taxes. We pay about
    £100 out of every £2500 into our National Health Care Service (NHS)

    Now I am not sure what you have to pay for health insurance in the US but
    here in England I would rather have the choice and funnel that £100/month
    into private health cover...
    Domestos, Apr 23, 2006
  9. Sid

    Art Guest

    That is always true of someone young and healthy. You can always buy
    insurance cheap then. But most bankruptcies in the US are the result of
    health problems and people's insurance running out.
    Art, Apr 24, 2006
    Gordon McGrew, Apr 24, 2006
  11. Most people in the US get their health insurance paid for by their
    employer (or they don't have it at all.) If you lose your job, you
    lose your health insurance. You can buy into a temporary plan for up
    to 18 months, assuming you can afford to pay the $1000 per month
    family premiums while you are unemployed.

    If you are middle aged and healthy, you might be able to get decent
    private medical insurance for about $1200 per month for the family.
    But if you or anyone in your family has a history of medical problems,
    preexisting conditions may be excluded, you may be charged exorbitant
    premiums, or denied coverage altogether. If you are healthy and
    insured but then get sick, expect your premiums to eventually rise
    until you can't pay them anymore. Even while you have insurance, you
    will still be hit with deductibles, co-pay and prescription costs
    which could total thousands of dollars per year.

    Once you lose insurance, you will learn first hand what it means to
    live in the country with the most expensive health care in the world.
    Hospitals and clinics basically double their prices over what they
    need to charge so they can offer the insurance companies big
    discounts. No insurance? You pay full (i.e. double) price. If you
    have massed a comfortable life savings for retirement, it could easily
    be wiped out by one major illness.

    Still want to throw that £100/month at private health care? In the
    US, that much will not even pay for the administrative costs for your
    private health insurance. And no, that isn't hyperbole.
    Gordon McGrew, Apr 24, 2006
  12. How about Euros?
    Sparky Spartacus, Apr 24, 2006
  13. Sid

    Sid Guest

    We are way off topic here from Honda, but ...

    It is a ridiculous scam here. I pay about $120 every two weeks and my
    employer pays almost twice that much every two weeks also. However, in
    practical terms I doubt that I have any better health care or more freedom
    of choice than you do. My insurance company has "preferred providers" and
    if you use these company selected providers you get max coverage, but you
    still pay copays and deductibles, etc. If you need to use someone other
    than a preferred provider, then you pay "big time" out of your pocket. So I
    doubt I have it any better than someone who lives where they have national

    Sid, Apr 24, 2006
  14. Sid

    concepts99 Guest

    Yes, civics are going for MSRP (especially the EX and the Si). I paid a
    thousand over sticker for my Si, (they were asking 2). To get an idea,
    go to

    and read about what people are paying. If you are lucky, you can get it
    for a couple of hundred dollars under sticker, but its a supply and
    demand game right now with 2006+ civics.
    concepts99, Apr 24, 2006
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