How much do you pay for you Honda car insurance?

Discussion in 'General Motoring' started by HW, Jul 15, 2003.

  1. HW

    HW Guest

    I am paying almost $1800CAD for my 98 Accord Lx in Vancouver, B.C.

    How much do you pay?

    Hw
     
    HW, Jul 15, 2003
    #1
  2. HW

    John Guest

    2003 element costs me about $600/year for some pretty high numbered
    full coverage. Deductible is, I believe, $250.

    J
     
    John, Jul 16, 2003
    #2
  3. HW

    Liam Devlin Guest

    US $1,800 for a 2003 Accord EX in NJ.
     
    Liam Devlin, Jul 16, 2003
    #3
  4. HW

    TL Guest

    The biggest variables for car insurance are you -- your age, driving
    record, etc. -- and the liabilities limits you opt for in the policy.
    Unless you have a special car that carries a high premium like a
    Corvette, the make and model are not the prime determinants. Accords
    are within the standard range for insurance. I compared several cars
    with my insurance agent before purchasing my Accord. They were all
    about the same (Camry, Accord, Passat et al). On the other hand, the
    rates for my daughter driving a 8 year old car are three times my
    rates mostly because she's 18. The collision and comprehensive are
    just about the same. The liability is a lot higher.

    Comparing prices without knowing the other details is meaningless.
     
    TL, Jul 16, 2003
    #4
  5. HW

    Sebastian Guest

    In Hamilton, Ontario, Canada
    Full coverage with $300 deduct

    1999 Civic Sedan SE - $1500 CAD
    2002 Civic Sedan EX (US model with 1.7L Vtec) - $1450 CAD
     
    Sebastian, Jul 16, 2003
    #5
  6. HW

    Adam Clarke Guest

    London, ON
    2003 Accord DX Sedan
    Full coverage
    500 deductible
    2yr non depreciation clause

    13 year claims free record
    $1374.61 CAD
     
    Adam Clarke, Jul 16, 2003
    #6
  7. HW

    Mikey Guest

    With ICBC count your blessings. You would pay more for private insurance
    elsewhere in Canada these days. The insurance industry lost money on lots of
    their equity investments so they have to make it up by charging customers
    more. They screw up and you pay more - and they are not as truly competitive
    as you may think. Great business! This is one of the growth areas for GE
    now. Plastics, Turbines blah. Insurance Yah! Hard to believe, eh?
     
    Mikey, Jul 16, 2003
    #7
  8. HW

    Uncle Mike Guest

    $1000, for an '88 Civic HB, 45, single, no claims, no
    tickets. Yes, for 14 year-old car, up 50% from a year ago.
     
    Uncle Mike, Jul 16, 2003
    #8
  9. HW

    mtb2k2 Guest

    Kitchener ON
    1999 4 Cyl Accord EX
    liability - $1M
    comprehensive - $300
    collision - $500
    10 years claims free/driving record of 6 all across
    $1369 CAD
     
    mtb2k2, Jul 16, 2003
    #9
  10. HW

    Larry Guest

    The cost of car insurance varies as described in other posts, but it also
    varies considerably depending on what state you live in. New Jersey, Conn,
    Calif, and Mass have some of the highest car insurance rates on the
    continent. Your premium you pay is similar to costs in Calif, with the
    conversion of currency taken into account.
     
    Larry, Jul 17, 2003
    #10
  11. $1100 CAD in halifax for a 2002 Civic Coupe SI-G Veloz

    male, 29, no claims :)


    scsi
     
    silvercivicsi, Jul 17, 2003
    #11
  12. HW

    blay Guest

    for 2003 accord ex-l 4cyl
    $1382 / year
    comprehensive
    $300 deductible
     
    blay, Jul 17, 2003
    #12
  13. HW

    Dawn Guest

    i can attest to that. from ct - 2003 honda civic lx - clean driving
    record/no claims - $500 deductible, glass coverage, and roadside assistance
    (about $20 per year) thru geico (the least expensive provider) $1720 per
    year.
     
    Dawn, Jul 17, 2003
    #13
  14. HW

    Asimilate Me Guest

    2000 accord ex v6
    woodstock ont.
    1354.00 Cad.

     
    Asimilate Me, Jul 19, 2003
    #14
  15. HW

    xxxxxxxx Guest

    ed/ontario
     
    xxxxxxxx, Jul 22, 2003
    #15
  16. Ed's Accord is a 93, I believe.
     
    Stephen Bigelow, Jul 22, 2003
    #16
  17. HW

    Brian Smith Guest

    That does make a large difference. There's talk down here from the insurance
    companies, that they 'might' start refusing to insure vehicles older than
    ten years. That will put a serious dent in the pocket book of people that
    are driving vehicles older than a decade.
     
    Brian Smith, Jul 22, 2003
    #17
  18. HW

    David Keen Guest

    Insurance for a 2003 Accord LX V6 in Nelson BC (interior of BC) is $1374
    with replacement cost, $5mil liability, $300 deductable on colision and
    comp.
    "That does make a large difference. There's talk down here from the
    insurance
    Sounds like the insurance companies are in cohoots with the car companies.
    I can see refusing to cover vehicles that aren't road worthy, but to just
    have a blanket policy of 10 years sucks. I recently sold a '86 Prelude with
    350k Km, (still going through withdrawls, but the new owner said I can
    visit) it was in better shape that cars that are under 10 years old.
     
    David Keen, Jul 22, 2003
    #18
  19. HW

    Sergey Guest

    2003 Accord EX V6
    Suburban Chicago
    Full coverage
    No chargeable claims (got a comprehensive claim right now)
    No tix.
    $604/6 mo
     
    Sergey, Jul 23, 2003
    #19
  20. HW

    HW Guest

    my $1800 Comprehensive insurance for my 98 Accord Lx includes $2Mil
    Liability and $300 deductible. No loss of use nor replacement. ICBC
    sucks!!!!

    Hw
     
    HW, Jul 23, 2003
    #20
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