HELP My Parked Car Is Being Fixed Now !

Discussion in 'General Motoring' started by InsuranceHelp2004, May 2, 2004.

  1. Good Day to Everyone,

    First off I wanted to thank all of you for your invaluable advice
    (except the idiot that told me to take this as an expensive lesson in
    life). The advice all of you gave was dead on with what my lawyer had
    said. Car # 1, which set in motion the accident is fixing my car. Car
    # 2 insurer denied all liability for the accident, but was the car
    that had impacted into my car. I was not expecting car # 1 insurer to
    agree to fix my car, but they did I am extremely relieved. All I
    wanted was for my car to be repaired safely. I plan on keeping the car
    for the next 5 years.

    Now the song and dance, of the shop and the insurer. I decided to go
    with a direct repair facility of their own which happened to also be
    one of the top 3 shops I wanted to go to. The shop DOES ONLY OEM parts
    and has lifetime warranty on paint job in writing. I wanted to show my
    good faith of working with the insurer by going to one of their
    facilities. The shop sent me over estimates for the repair of the left
    driver side door. Fortunately, they say the frame wasn't bent,which
    was my biggest concern. For those who remember my first post, when my
    car was impacted on the driver side door my car was parked next to a
    curb. The estimate I received from the insurer's shop did not mention
    anything of any damage to the right passenger rim or damage to the
    area around it. I've told the insurance adjuster and the shop, I am
    worried about that drive axle be slammed into the tranny or the whole
    right side wheel area being bent. The reason I was worried about this
    is the 2nd parked car in front of me was totalled because the axles
    slammed into the curb and bent to the point the car couldn't even be
    towed away. I feel my concern of this is valid especially since that
    was the 2nd car hit, we can only imagine how hard it hit my car since
    it was the 1st parked car hit.

    The shop's own adjuster told me the insurance company told him to
    repair on the side of the impact. The insurance didn't mention
    anything about the right passenger side. I told him what I posted
    about the car being parked on the curb and he told me he would look at
    it, but the insurance company said to repair only the driver side door
    at that point. Of course, not exactly, what I wanted to hear, so I
    sent over a letter in writing to the shop to look at the damaged area
    and to send over a new estimate including any damage to the passenger
    side. I haven't heard from the shop yet about any new estimate and the
    insurance adjuster is on vacation now. I would rather have all damage
    repaired and replaced at the same time, so
     
    InsuranceHelp2004, May 2, 2004
    #1
  2. InsuranceHelp2004

    badnews Guest

    The body shop repairing your car should inform the insurance company that
    they have found additional damage and have the insurance company have an
    appraiser come out and verify the additional claim. Good
     
    badnews, May 3, 2004
    #2
  3. InsuranceHelp2004

    badnews Guest

    The body shop repairing your car should inform the insurance company that
    they have found additional damage and have the insurance company have an
    appraiser come out and verify the additional claim. Good
     
    badnews, May 3, 2004
    #3
  4. It's also easier to pay for any extra damage and then recover it
    later in court than to futz around with them and their repair shop.
     
    Joseph Oberlander, May 3, 2004
    #4
  5. It's also easier to pay for any extra damage and then recover it
    later in court than to futz around with them and their repair shop.
     
    Joseph Oberlander, May 3, 2004
    #5
  6. Glad to hear that it's finally working out O.K. for you. Now for the
    future: has all this aggravation convinced you to carry collision
    insurance from now on? I hope so.
     
    Kenneth J. Harris, May 3, 2004
    #6
  7. Glad to hear that it's finally working out O.K. for you. Now for the
    future: has all this aggravation convinced you to carry collision
    insurance from now on? I hope so.
     
    Kenneth J. Harris, May 3, 2004
    #7
  8. InsuranceHelp2004

    sailor Guest

    Sorry to hear about your problems .You might check with the insurer for
    post repair warranty this may provide for protection from hidden damage
    and will depend to some extent on whether you proceeding under your own
    coverage or that of the responsible party .Where all else fails there is a
    responsability on the repair shop to proceed and repair and to assume the
    liability for improper repair at least that is the case here in Canada.
    As a footnote when the insurer determines that repair is possible they
    become responsible to repair no matter what the cost .If you talk
    buildings that can be very expensive for the insurer so they need to be
    guarded in their decision .

    Good Luck
     
    sailor, May 9, 2004
    #8
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